Web Site Terms and Conditions of Use
1. Introduction
Credit Union Insurance Agency, LLC (“we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and protection of your information when you interact with us through our website, text messaging services, or other channels. By using our services, you agree to the terms of this Privacy Policy
2. Information We Collect
- Personal Information: We collect information that can identify you personally, such as your name, email address, phone number, and any other details you provide. This includes information collected through our website and text messaging services.
- Anonymous Information: We gather data that does not identify you personally, including IP addresses, browser types, and usage data through cookies and similar technologies.
- Technology-Based Information: We use cookies and other tracking technologies to collect information about your interactions with our website and services. This will help us improve your experience and tailor our offerings to your needs
3. Use of Information
- To Provide Services: We use your personal information to deliver and manage our services, including quoting insurance products, customer support, and processing transactions.
- To Improve Services: Your information helps us enhance our services and ensure they meet your expectations.
- To Communicate: We may use your information to send updates, promotional materials, or notifications related to our services. You can opt out of promotional communications at any time.
4. User Consent
By using our website and text messaging services, you consent to the collection, use, and processing of your personal information as described in this Privacy Policy. Your Personal Information may be processed by us in the country where it was collected as well as other countries (including the United States) where laws regarding processing of Personal Information may be less stringent than the laws in your country.
5. Sharing of Information
- Third-Party Service Providers: We may share your information with third-party vendors who assist us with services like payment processing, data analysis, and customer support. We require these providers to handle your data securely and only for the purposes for which it was shared.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
- Legal Requirements: We may disclose your information to comply with legal obligations, respond to legal requests, or protect our rights and property.
6. Children’s Privacy
We do not knowingly collect or solicit information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take immediate steps to delete it. Children aged 13-18 should obtain parental consent before using our services.
7. Security
We implement industry-standard security measures to protect your personal information from unauthorized access, use, or disclosure. Despite our efforts, no system is completely secure, and we cannot guarantee absolute protection.
8. Third-Party Links
Our website and services may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
9. Your Choices
- Opt-Out: You can opt out of receiving promotional communications from us by following the unsubscribe instructions provided or by contacting us directly at 314-264-5365 or by emailing cuia@mycuia.com.
- Access and Correction: You have the right to access and update your personal information. Requests can be made by contacting us directly at 314-264-5365 or by emailing cuia@mycuia.com.
- Deletion: You may request the deletion of your personal information, subject to legal and contractual obligations, by contacting us directly at 314-264-5365 or by emailing cuia@mycuia.com.
10. Terms of Use
By accessing our website, you agree to be bound by our Terms and Conditions of Use, as well as applicable laws and regulations. If you do not agree with these terms, you should not use our website.
11. Use License
Permission is granted to temporarily download one copy of the materials on our website for personal, non-commercial use. This license does not allow you to modify, copy, or distribute the materials, or to use them for commercial purposes. Upon termination of this license, you must destroy any downloaded materials.
12. Disclaimer
The materials on our website are provided “as is.” We disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose. We do not guarantee the accuracy or reliability of the materials on our site.
13. Limitations of Liability
We are not liable for any damages arising from the use or inability to use the materials on our website. Some jurisdictions do not allow limitations on implied warranties or damages, so these limitations may not apply to you.
14. Revisions
We may update the materials on our website without notice. We do not commit to updating the materials and are not responsible for any errors or omissions.
15. Site Terms and Modifications
We may update our Terms of Use at any time without notice. Your continued use of our website constitutes your acceptance of the updated terms.
16. Governing Law
Any legal claims related to our website will be governed by the laws of the United States and the state in which we operate, without regard to conflict of law principles.
17. Contact Us
If you have questions or concerns about this Privacy Policy or our Terms of Use, please contact us at:
Credit Union Insurance Agency, LLC
19 Research Park Ct.
St. Charles, MO 63304
314-264-5365
cuia@mycuia.com
